Chip Card Example

Get big protection in a tiny chip
Introducing chip technology for First Community Bank

First Community Bank Visa® Debit Cards will soon come with built-in chip technology. This will give you greater fraud protection when you use your card at a chip-activated terminal. Your new card will not only be more secure – it will also be easy to use. Here’s what you can look forward to as a cardholder.

Enhanced fraud protection.
When you use your card at a chip activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.

Global acceptance.
More merchants are accepting chop transaction every day. Whether you check out using chip technology or swipe your card, you can pay with confidence wherever Visa Debit Cards are accepted.

Easy to use.
Simply swipe your card like you do today. However, if a chip-activated terminal is available,e insert your card instead and follow the prompts. See how easy it is to pay at a chip-activated terminal.

No matter how you pay, you’re protected against unauthorized use with Visa’s Zero Liability Policy*.

Keep in mind, you can continue to use your chip card online and over the phone…
the same way you do today. Plus get cash, check your balance and more at millions of ATMs worldwide.

Answers to questions about chip technology:

Q:  What is a chip card?
A:  First Community Bank Visa Debit Cards will soon feature built-in chip technology. You’ll enjoy global acceptance plus an enhanced level of security.

Q:  How does chip technology protect my information?
A:  When you use your card as a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.

Q:  Where can I use a chip card:
A:  You can use your card at millions of places that accept Visa Debit Cards, at home and around the world.

Q:  Can I still swipe to pay?
A:  Yes. If a merchant is not yet chip-activated, you can continue to swipe your card and enter you PIN. Or select CREDIT and sign for your purchase, if necessary.

Q:  Does my chip card work at the ATM?
A: Yes. you can still use your card to get cash, check your balance and more. Be sure to insert the chip end of your card into the ATM with the chip facing up. Your card will remain in the ATM until your transaction is complete. If the ATM does not have a chip card reader, simply swipe your card.

Q:  Will I have to pay any fees to use a chip card.
A:  No. There are no additional fees to use a chip card.

*Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.

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